Private Hire Insurance

PROTECT YOUR BLACK CAB BUSINESS WITH
QUALITY INSURANCE

Competitive Private Hire Taxi Cover
We’re pleased to announce that we are the leading provider of competitive private hire taxi insurance in the UK! Our dedication to helping UK taxi drivers acquire the ideal cover, whether or not they have previous driving convictions, has made us the company you can trust and return to, time and time again.

Short Term Taxi Cover
Your private taxi work might just be part-time, so the last thing you want is to commit to anything long-term. Thankfully, we provide policies which offer a wide range of options in short term taxi insurance – this flexibility will help you find the cover which is right for you, and put your mind at rest.

private hire insurance

Private Hire Taxi Quotes

Taxi Insurance, No Matter What Your Circumstances
Do you have a history of driving convictions holding you back? Do not fear – we at Cubit Insurance believe everyone deserves a second chance!

Unlike other companies, cover will not be refused to you – rather, we’ll discuss your specific requirements and tailor a minicab insurance policy to suit you.

We also get you to take courses which will help prevent any potential convictions occurring again in the future – in particular, speed awareness courses will prove very effective in getting a competitive policy completed as quickly as possible.
Be sure to check out our online quotes today!

The Type of Private Hire Policies We Offer

  • Comprehensive
  • Third Party, Fire and Theft
  • Third Party Only

We also offer you public liability taxi insurance as a standard option, protecting customers and businesses from journey to journey.

The Right Private Hire Taxi Policy for You
When you choose Cubit Insurance, you’ll be able to obtain a top quality, private hire insurance policy which is guaranteed to meet your individual needs and requirements. Our rates are competitive and we’re confident we can outclass any of our competitors!

The Risks We Cover

  • Taxi - private hire, public hire and contract work
  • Chauffeur
  • MPV's
  • London Hackney cabs
  • Multi-vehicle

Added Benefits

  • Replacement vehicle for non-fault accidents
  • £5 Public Liability cover for contract work
  • Driver Assault Cover
  • Unique "Yes Claim Bonus" benefits

UK Public Hire Taxi Cover

We take great pride in being the leading provider for London Taxi Insurance – but we haven’t stopped there!
We aim to be the best insurance provider across all of the UK; when you choose us, we ensure you’ll be given high-quality black cab insurance which is also cheap, so you never have to worry about sacrificing your specific needs and requirements.

Public Hire Taxi Cover

What will you gain as a public hire taxi customer?

  • Policies for both Annual and Short-term requirements
  • Flexible payment options
  • All drivers considered
  • Comprehensive cover; Third Party, Fire & Theft; or Third Party Only
  • Windscreen glass cover*
  • Competitive rates & discounts
  • Immediate cover available
  • Public liability insurance for taxi drivers
Public hire taxi insurance

For us at Cubit Insurance, it’s a duty to make the life of a taxi driver easier. We want to make sure your taxi insurance policy is not only affordable but accessible; and we want to make sure its available to everyone, regardless of any setbacks you might have earned.
Our specialist public hire taxi insurance includes public liability insurance as a standard asset, making sure you and your business are covered in light of any potential accidents which might occur. Rest assured, legally and financially, you’ll be safe with us.
Short term policies are also available for those who are short on funds, or if you’re only set to drive for short periods of time.

Exclusive Taxi Quotes for YOU

We welcome you to come down to our office and discuss your thoughts and feelings regarding the ideal policy. After all, there is no generic, one-size-fits-all approach, and this can be off-putting to you and your career/business. When you join Cubit Insurance, your individual needs and circumstances take priority, ensuring a specially tailored customer experience – and customer satisfaction to boot!

Short-Term Taxi Cover

Our experience, and a deep understanding of the taxi insurance industry, means you’ll never go wrong in your decision making. From affordable annual taxi insurance to simple and flexible short-term taxi insurance policies, there’s something for everyone.
Furthermore, our taxi insurance is easily accessible – you could be an experienced driver, you could even have previous convictions or a high-risk status; but this won’t prevent you from a successful application, nor the ability to renew them.

Don’t be a Liability!

A taxi insurance policy might not be complete if it doesn’t include public liability cover. This would protect you and your business from any accidents or damage incurred under your care. It’s highly recommended to acquire this in any insurance policy you decide to pick!

Get an Insurance Quote for you

What is Private Hire Insurance?

Standard car insurance policies are sufficient for everyday use, but not sufficient for your work, whereas​ ​Private Hire Insurance​ ​is designed for drivers who have the license to carry passengers hire and reward, but must be pre-booked with a private hire operator. In such work, you need to ensure your insurance covers yourself, your car and your customers. Private hire insurance will protect you against any risks, whether you’re at fault or not.

This policy will typically cover your vehicle in the event of a fire, theft and/or any accidental damage occurring, which is essential when working in one of the big cities across the UK. A further breakdown of the cover is as follows:

Protected no claims bonus from a year upwards.​ This allows you to have a certain number of accidents where you’re at fault, without affecting the bonus itself.

Flexible payment options to help you spread the cost of your insurance​. Spreading costs can make your life much easier, and mean you can carry on with your work with renewed focus and a more calm state of mind.

Public Liability Cover ​– one of the main types of business insurance, this is geared more towards companies than the drivers themselves. It will cover compensation payments and legal costs should a member of the public (a customer, a passerby or a supplier for example) attempt to sue your business, in light of they or their property having been damaged during an incident. Examples could be a passenger in one of your fleet cars spilling hot coffee on themselves, deciding the driver was at fault; or it could be someone running across the road and getting hit by someone driving a car from your fleet

Employers Liability Insurance​ – this is a legal requirement for any business that has employees, even if they’re part time volunteers – exceptions would include businesses which only employ family members. If an employee claims compensation for a work-related illness or injury, employer liability insurance would cover the required compensation payment and legal costs. Employers need to have at least £5 million of employer’s liability cover, or will face fines of up to £2,500 a day.

Nationwide ​Breakdown Cover ​- there are various ways in which your vehicle breaks down; battery failure, tyre puncture, and so on. This type of cover means you won’t be left stranded on the roadside should things go wrong! It can also be split between personal breakdown cover – which is when you’re covered in whatever vehicle you find yourself in – and vehicle breakdown cover, which you would place upon a vehicle or vehicles of choice​. Our breakdown cover also includes a home start up.

As you can see, our insurance is comprehensive and designed to cover you in as many areas as possible, whether you’re hiring a car or you own a fleet of them. ​Furthermore, you’ll find that because we’re always up to date with contemporary insurance providers, it’s not hard for us to give you the best deal on premiums, at rates which will outperform our competitors. And to ensure that your life is made easy, you’ll be provided with a number of options on how to pay, meaning you can manage the costs in a way that works for you and your career.

Last but not least: our cover is nationwide; we take pride in matching and beating our competitors up and down the country, so wherever you are in the UK, we’ll provide you with the right ​minicab insurance​ at the right price.

Give us a call ​020 8889 3333​ today and see how much you could save!

Taxi Insurance, No Matter the Circumstances

Do you have a history of driving convictions holding you back? Do not fear – we at Cubit Insurance believe everyone deserves a second chance!

Unlike other companies, cover will not be refused to you – rather, we’ll discuss your specific requirements and tailor a minicab insurance policy to suit you.
We also get you to take courses which will help prevent any potential convictions occurring again in the future – in particular, speed awareness courses will prove very effective in getting a competitive policy completed as quickly as possible.

Be sure to check out our online quotes today!

Exclusive Taxi Quotes for YOU

When you choose Cubit Insurance, you’ll be able to obtain a top quality, private hire insurance policy which is guaranteed to meet your individual needs and requirements. Our rates are competitive and we’re confident we can outclass any of our competitors!

Also, we acknowledge that your private taxi work might just be part-time, and the last thing you want is to commit to anything long-term. Thankfully, we provide policies which offer a wide range of options in short term taxi insurance – this flexibility will help you find the cover which is right for you, and put your mind at rest.
We welcome you to come down to our office and discuss your thoughts and feelings regarding the ideal policy. After all, there is no generic, one-size-fits-all approach, and this can be off-putting to you and your career/business. When you join Cubit Insurance, your individual needs and circumstances take priority, ensuring a specially tailored customer experience – and customer satisfaction to boot.

What they say

Testimonial

  • Very helpful staff and great prices. Very happy customer 🙂

    C
    CAROLYN LAWRENCE
    12/21/2018
  • If you want to get Insurance services, I think cubit Insurance is much better option. I used their services and I am very satisfied. They are actually providing good services.

    ALEXANDRA LITTLE
    3/21/2019
  • Jay’s customer service was excellent and the way he explained the policy was very clear and easy to understand… definitely recommend, ask for Jay.

    Photo
    MOHAMMED ALI
    12/24/2018
  • Cubit insurance have offered me a great service today. Mohammed and Ozlem was very friendly, helpful and professional. I definitely recommend!

    A
    ANDREI MARAN
    6/05/2019
  • I am Happy to have cheap car insurance from cubit. I have observed cubit insurance as the best insurance company because of its cooperative and on time responsive staff.

    J
    JAMES FORD
    3/15/2019
  • Very happy, jay is very polite and nice guy. If possible id give more than 5 stars

    S
    SAMSOM KIBROM
    3/25/2019
Testimonial by insurance client
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