Commercial Property Insurance

Best Commercial Property Insurance UK, Flexible Policies,
UK-Wide Cover, So You Get The Right Cover Tailored To Your Needs.

When you run busy premises, it might help to have everything in one simple insurance package. everyone’s business and property are unique, so it is good to have the flexibility to choose what is required for you.

Your insurance solution is a phone call away. And if you choose us, you’ll benefit from our highly rated panel of insurers that come with award-winning claims service*, a 24-hour emergency helpline. We also have many options available in respect of payment.

  • £5,000,000 property owners liability included as standard.
  • Loss of rent cover included standard
  • Damage to landscaped gardens
  • Index linking available to ensure you are never underinsured
  • Loss of metered utility supplies
  • Trace and Access for leaks and burst pipes
  • Alternative Accommodation expenses
  • Option to extend the core Legal Expenses cover and add Terrorism and Employers’ Liability cover if required.
  • We protect any-sized businesses or property. Our customers include a wide variety of business owners across the UK. We offer specialist bespoke policies for:
  • Shops – find out more
  • bars, pubs & night clubs
  • Restaurants & takeaways
  • Offices
  • Tradesman & professional
  • People working from home
  • Surgeries
  • Hotels
commercial property insurance

And if you’re not in the list, it’s still worth giving us a call. We can still offer insurance solutions for huge range of business from one man bands to large cooperate companies just ask.

What’s covered by the policy?

  • Your buildings, fixtures and fittings: including gates, fences, car parks, outbuildings/detached garages/ storage units.
  • Business interruption: if your business has to close following a fire, flood or forced entry, we’ll make up the shortfall in your income to ensure you keep going.
  • Cover for stock and cash in your business and away: available with some commercial property policies. You’ll get a 25% increase in stock cover at peak seasons** as well.
  • Legal expenses and a 24-hour legal helpline: we’ll cover your legal costs if you’re involved in data protection, employment, VAT and other types of disputes (see the policy wording for more info).

What can I add?

You’ll also be able to choose a wide range of optional extras for your policy at the point of purchase to tailor it to your needs and requirements. If you decide to insure your buildings, for instance, you can add cover for subsidence, malicious damage by tenants , landscaped gardens and much more.

You can also add such extras as: cover for theft by employee’s goods in transit, freezer contents, and many more. See the policy wording.

Get an Insurance Quote for you

What they say


  • Very helpful staff and great prices. Very happy customer 🙂

  • If you want to get Insurance services, I think cubit Insurance is much better option. I used their services and I am very satisfied. They are actually providing good services.

  • Jay’s customer service was excellent and the way he explained the policy was very clear and easy to understand… definitely recommend, ask for Jay.

  • Cubit insurance have offered me a great service today. Mohammed and Ozlem was very friendly, helpful and professional. I definitely recommend!

  • I am Happy to have cheap car insurance from cubit. I have observed cubit insurance as the best insurance company because of its cooperative and on time responsive staff.

  • Very happy, jay is very polite and nice guy. If possible id give more than 5 stars

Testimonial by insurance client
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